Instead of offline, online shopping is a better way to compare prices, find great deals, and save money from anywhere with an Internet or mobile connection. But as its popularity increases, the risks increase, more and more people are trying to swindle your money or steal your card details. Fortunately, if you follow a few simple rules, you can have a safe and secure online shopping experience.
Safety tips for online shopping
- Here are some very simple ways to shop securely online, which you can use every day:
- Look for online retailers to make sure they are legitimate.
- Make sure the website is secure.
- Know your rights and the company’s return policy.
- Keep software and virus protection up to date and use strong passwords for online accounts.
- Do not use public Wi-Fi. Your standard data connection is more secure.
- Pay with a credit card. You will have more protection. Alternatively, online services like PayPal mean that fraudsters will not be able to recover your bank details.
- Be smart. If an agreement seems too good to be true, it probably is.
There are thousands of websites for shopping on the Internet, many with thousands of other independent vendors. The majority of them are perfectly legitimate, but spotting the fraudsters requires a little research.
If you are using a website that you have never used before, search it online to see if it has any negative comments. For independent sellers on a website, you can view their reviews online on a site like Picknhook
Better-known e-commerce sites are certainly more reliable, but can be vulnerable to pharming attacks. There is also some information that you should find before buying online.
How long will delivery take and where is the item sent from? A seller based in the UK or Europe should be able to deliver within a week, if the item is in stock.
What is the return policy? If they don’t seem to have one, you should be wary. Knowing what the policy is will help you if something goes wrong or gets broken, even if the seller hasn’t tried to scam you.